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Tools

Step-Up SIP Calculator

See how increasing your SIP every year accelerates your corpus. Set a starting amount and an annual step-up.

Free·Annual step-up·Estimates only
₹10,000
₹500₹2,00,000
10%
0%25%
12%
1%20%
15 yrs
1 yr40 yrs
Invested
Est. returns
Total value
InvestedEst. returns
Figures are illustrative and assume a constant rate of return. Real returns vary year to year. Excludes inflation, taxes, exit loads and expense ratios where not shown. Mutual fund investments are subject to market risks.
How it works

What the numbers mean.

What it shows

The future value of a SIP whose monthly amount rises by a set percentage every year.

Why step up

Increasing contributions with your income compounds far more than a flat SIP over time.

What it ignores

A constant return assumption; real markets vary, and taxes and costs are excluded.

More tools

Related calculators.

Want this mapped to your real goals?

A calculator is a starting point. A consultation turns it into a plan you can actually follow.