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Tools

SWP Calculator

See how long a corpus lasts when you withdraw a fixed amount each month while the balance stays invested.

Free·Monthly withdrawals·Estimates only
₹20,00,000
₹1L₹5Cr
₹15,000
₹1,000₹5,00,000
8%
1%20%
20 yrs
1 yr40 yrs
Corpus
Total withdrawn
Balance at end
Figures are illustrative and assume a constant rate of return. Real returns vary year to year. Excludes inflation, taxes, exit loads and expense ratios where not shown. Mutual fund investments are subject to market risks.
How it works

What the numbers mean.

What it shows

How a lump sum behaves when invested and drawn down by a fixed monthly withdrawal.

Watch the balance

If the line reaches zero before the end, the corpus is exhausted and withdrawals stop.

What it ignores

A constant return; sequence-of-returns risk and taxes are not modelled here.

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