Tools

Retirement Calculator

Estimate the corpus you may need at retirement and the monthly SIP to build it, based on your expenses today.

Free·Inflation-adjusted·Estimates only

Current age30

1860

Retirement age60

4070

Monthly expenses (today)₹40,000

₹5,000₹10L

Inflation (p.a.)6%

1%12%

Return before retirement12%

1%20%

Return after retirement7%

1%15%

Life expectancy85

65100

Expense at retirement

—

Corpus required

—

Monthly SIP needed

—

Figures are illustrative and assume a constant rate of return. Real returns vary year to year. Excludes inflation, taxes, exit loads and expense ratios where not shown. Mutual fund investments are subject to market risks.

How it works

What the numbers mean.

What it shows

The retirement corpus to fund inflation-adjusted expenses, and the SIP to reach it.

Two return rates

A higher growth rate before retirement and a safer rate during retirement.

What it ignores

EPF/NPS, pensions, lump sums and one-off goals; treat it as a directional estimate.

More tools

Related calculators.

01SIP Calculator 02Goal Calculator 03SWP Calculator 04Inflation Calculator

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